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According to the Federal Fair Housing Act as amended in 1988, which condition is considered handicapping?

  1. Having a minor physical injury

  2. Having a mental impairment that substantially limits a major life activity

  3. Having a learning disability only

  4. Being over the age of 65

The correct answer is: Having a mental impairment that substantially limits a major life activity

The correct answer identifies a condition described in the Federal Fair Housing Act, specifically regarding what constitutes a handicap or disability. According to the act, a condition is considered a handicap if it results from a mental impairment that substantially limits one or more major life activities. This aligns with the legal definition, emphasizing the significant impact that such impairments can have on an individual’s daily life. In the context of the act, it is important to note that "major life activities" can include tasks such as walking, communicating, or caring for oneself. This broader consideration aims to protect individuals with various disabilities from discrimination in housing situations. The definition under the Fair Housing Act is comprehensive and acknowledges mental impairments alongside physical disabilities. Other conditions listed, such as having a minor physical injury or being over the age of 65, do not meet the legal thresholds as outlined in the Fair Housing Act. Similarly, having a learning disability alone may not encompass the broader implications of impairing major life activities as required for protection under the act. Thus, the focus on mental impairment that substantially limits major life activities accurately captures the intention of the legislation.